Branch Card Season of Good Fortune Sweepstakes Official Rules

NO PURCHASE OR PAYMENT NECESSARY TO ENTER.  MAKING A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCE OF WINNING. VOID WHERE PROHIBITED. THE FOLLOWING SWEEPSTAKES IS INTENDED FOR PLAY IN THE 50 UNITED STATES AND THE DISTRICT OF COLUMBIA AND SHALL BE CONSTRUED AND EVALUATED ACCORDING TO UNITED STATES LAW. DO NOT ENTER THIS SWEEPSTAKES IF YOU ARE NOT LOCATED IN THE UNITED STATES.

Entry into this Sweepstakes constitutes your acceptance of these Official Rules.

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Entry into this Sweepstakes constitutes your acceptance of these Official Rules.

ELIGIBILITY: To enter the Sweepstakes, you must be a lawful permanent resident in one (1) of the fifty (50) United States or the District of Columbia (excluding Vermont, Puerto Rico and the U.S. territories and possessions) and at least the age of majority in your state of residence (nineteen (19) in Alabama, Nebraska, twenty-one (21) in Mississippi, and eighteen (18) in all other states) with a valid Social Security number at the time of entry (the "Entrant"). Employees of Branch Messenger Inc. (“Branch”) (and family members of employees) or Evolve Bank and Trust (“Evolve”) are not eligible. Sweepstakes is void in Vermont, Puerto Rico, U.S. territories and possessions, outside of the fifty (50) United States, District of Columbia and where restricted or prohibited by law. By entering, Entrants agree to be bound by these Official Rules, including all eligibility requirements and the decisions of Branch, which are final and binding.

ENTRY PERIODS: Spend with Branch Gift Card Giveaway: The Spend with Branch Gift Card Giveaway Entry Period is the entire “Sweepstakes Period,” begin on November 16, 2020 at 10:00 AM CT and end on  December 16, 2020 at 11:59 CT. Direct Deposit Giveaway: For the Direct Deposit Giveaway portion of the Sweepstakes, there will be one (1) drawing associated with each Entry Period. There will be one (1) grand prize winner (each a "Grand Prize Winner") for each Entry Period drawing. Entry Periods will start at 12:00 AM ET and end at 11:59 PM ET on the start and end dates outlined in the Entry Period chart below. All entries must be submitted during the respective time period in order to be included for that Entry Period’s drawing.

1 - Entry Period Dates -  11/16/20 to 11/20/20
Postmark Date -  11/18/20
Receive by Date -  11/19/20
Drawing Date -  11/20/20

2 - Entry Period Dates -  11/23/20 to 11/27/20
Postmark Date -  11/25/20
Receive by Date -  11/26/20
Drawing Date -  11/27/20

3 - Entry Period Dates -  11/2/20 to 11/6/20
Postmark Date -  11/4/20
Receive by Date -  11/5/20
Drawing Date -  11/6/20

4 - Entry Period Dates -  11/30/20 to 12/4/20
Postmark Date -  12/2/20
Receive by Date -  12/3/20
Drawing Date -  12/4/20

ENTRIES FROM THE PREVIOUS ENTRY PERIOD(S) WILL NOT CARRY OVER TO SUBSEQUENT ENTRY PERIOD DRAWINGS.

HOW TO ENTER:

Spend with Branch Gift Card Giveaway:
Eligible entrants (“Entrants”) must have a Branch app account to enter this Sweepstakes or use the Alternative Method of Entry (AMOE) outlined below. Entrants must spend $100 on their Branch Card to be eligible to win a gift card; and Entrants that spend $250 on their Branch Card will also be eligible to win a special prize, such as a PS5 or similar gaming device. “Spend Amount” is determined by purchases on the Branch Card or from the Branch Digital Wallet through Google Pay or Apple Pay, once the purchase has been cleared. Transactions such as ATM withdrawals, cash back, and moving funds to an external account do not qualify towards a user’s Spend Amount. Transactions on the last day of the Sweepstakes period will be given 3 business days to clear to be considered a part of a Spend Amount, to qualify for the sweepstakes. Spending more than the amounts needed ($100 or $250) to be eligible does not increase an Entrant’s chance of winning. 

$1000 Direct Deposit Giveaway:
New Direct Deposit Customers: New and current Branch app customers who enroll in direct deposit of payroll or government benefits during an Entry Period and have one (1) qualifying direct deposit of at least $250 deposited to his/her Branch Digital Wallet (the "Branch Wallet"), will each receive one (1) entry. Additional, recurring direct deposits of $250 or more for subsequent Entry Periods will also qualify as entries.

Existing Direct Deposit Customers: Current Branch app customers who are already enrolled in direct deposit of payroll or government benefits prior to the start date of the Sweepstakes and make a qualifying direct deposit of at least $250 to his/her Wallet will receive one (1) entry for such qualifying direct deposit, and any subsequent deposits of $250 or more during Entry Periods will qualify as entries.

PLEASE NOTE: A qualifying direct deposit is dependent upon the date on which the qualifying direct deposit has been posted to the Branch Wallet account. In order to qualify as an entry, the eligible direct deposit must be posted to the Card account by 11:59 PM CT on the last day of the Entry Period.

Below is the link to view the terms and conditions for the Branch Account:

Branch Account:
https://www.branchapp.com/terms

$20.21 Direct Deposit Incentive: New or existing Branch users that add new direct deposits to their Branch Wallet may be eligible for a $20.21 incentive. To be eligible for this incentive, Participants must: (1) complete the employer (or government) form with their Branch account and routing number and desired Direct Deposit amount and (2) receive two (2) Direct Deposits into their Branch account totaling at least $250 USD each (“Qualifying Transaction”) during the Offer Period. Only one $20.21 incentive will be available per user.


Any Entry containing fraudulent activity, as determined by Branch in its sole and absolute discretion, will be considered ineligible and will not be part of the Sweepstakes. By submitting an Entry, each Entrant agrees his or her Entry complies with these Official Rules. Each Entrant also agrees that Branch may disqualify the Entrant from the Sweepstakes if Branch believes, in its sole and absolute discretion, that an Entry fails to comply with these Official Rules. If Branch rejects any Entry, such Entry will be disqualified and will not be considered a valid Entry. Entries may only be made according to the method described above. Automated entries (including but not limited to entries submitted using any robot, script, macro, or other automated service) are not permitted and will be disqualified. Only eligible Entries actually received by Branch before the end of the Sweepstakes Period will be included in the prize drawing. Illegible, unintelligible, incomplete, or garbled Entries will be disqualified. 


ALTERNATIVE METHOD OF ENTRY (AMOE): You may also enter the Sweepstakes by mail as follows. On a plain 3” x 5” index card, legibly handprint or type your first name, last name, complete address, email address, and selected non-profit organization and mail your completed 3” x 5” card to Branch: Branch Card Bill Credit Sweepstakes, 8014 Olson Memorial Hwy 55, #471, Golden Valley, MN 55427. To be considered eligible in the Sweepstakes, AMOE entries must be postmarked no later than November 30, 2020. Each AMOE card received will be considered as one (1) Entry for that Entrant for the applicable Sweepstakes Period. Regardless of the method used to enter this Sweepstakes, the maximum number of entries allowed is one (1)  per Entrant.



HOW TO WIN:  

Spend with Branch Gift Card Giveaway: On December 23, 2020, Branch will randomly select twenty (25) potential winners from among all eligible Entries received from creating a Branch Digital Wallet on Branch app and spending $100 during the sweepstakes period or through the AMOE for the gift card giveaways. Branch will also randomly select one (1) potential winner from among all eligible Entries received from creating a Branch Digital Wallet on Branch app and spending $250 during the sweepstakes period or through the AMOE, during the Sweepstakes Period. Potential winners must meet the eligibility requirements set forth in these Official Rules in order to qualify for a prize. Note: You are not a winner of any prize until you have been verified as a winner by Branch. Winners will be notified via email. Please note: We will never ask for your personal information or account information through social media or email, in order to deliver the prize.  

Direct Deposit Giveaway: For each Entry Period during the Sweepstakes, the Sweepstakes Administrator will select one (1) potential Grand Prize Winner in a random drawing from among all eligible entries received during that respective Entry Period as outlined in the Entry Period chart. All non-winning eligible entries from the previous Entry Period drawings will NOT carry over to subsequent Entry Period drawings. 

$20.21 Direct Deposit Incentive: Upon completion and verification of the Qualifying Transaction, $20.21 USD cash will be sent to the user’s Branch Account within 5 business days of the successful Qualifying Transaction. If a Qualifying Transaction does not complete or is not recorded by Branch’s servers during the Offer Period, for any reason, that Qualifying Transaction will not qualify for the Reward. There is a limit of one (1) Reward per Branch account.

ODDS OF WINNING:  The odds of winning depend upon the number of eligible Entries received during each Entry Period and the Sweepstakes Period. 
 


PRIZES:  

Spend with Branch Gift Card Giveaway: Twenty-five (25) winners will each receive the following prize: If entry was through the Branch App, such winners will receive (10) $10 gift cards (“$10 Gift Card”). Five (5) winners will each receive the following prize: If entry was through the Branch app, such winners will receive (5) $15 Gift Cards (“$15 Gift Card”). Five (5) winners will each receive the following prize: If entry was through Branch App, such winners will receive (5) $20 Gift Card (“$20 Gift Card”).  Five (5) winners will each receive the following prize: If entry was through Branch App, such winners will receive (5) $25 Gift Card (“$25 Gift Card”). The prize amount will be delivered through a one-time email to the winner’s email associated with their Branch Account. One winner will receive the following prize: If entry was through the Branch App and winner spent $250 on their Branch Card, such winner will receive one (1) special prize, such as a PS5 or similar gaming device to be mailed to the winner’s mailing address (confirmed by Branch via email prior to mailing) on their Branch Account. If a PS5 or similar gaming device is unavailable, a monetary equivalent (up to $500) will be awarded as the special prize and added to the winner’s Branch account. If Entry was through AMOE or the winner does not have a Branch account, such winner will receive the same prize amounts on a virtual Amazon gift card emailed to their entry email address. The total ARV (Approximate Retail Value) of the available prize in the Sweepstakes is $400 in Gift Cards and up to $500 for the Special Prize.

Direct Deposit Giveaway:  Grand Prizes (4): One (1) Grand Prize Winner per Entry Period will receive $1000 cash to be awarded in their Branch Digital Wallet (the "Grand Prize"). If Entry was through AMOE or the winner does not have a Branch Wallet,  such winner will receive the same prize amounts on a virtual Amazon gift card emailed to their entry email address.  Total Approximate Retail Value ("ARV") of each Grand Prize is $1000.

$20.21 Direct Deposit Incentive: Upon completion and verification of the Qualifying Transaction, $20.21 USD cash will be sent to the Valid Account with Branch within 5 business days of the successful Qualifying Transaction. If a Qualifying Transaction does not complete or is not recorded by Branch’s servers during the Offer Period, for any reason, that Qualifying Transaction will not qualify for the Reward. There is a limit of one (1) Reward per Branch account. 

Only prizes specified in the amounts indicated will be awarded.  Prizes are non-transferable, with no cash redemption or equivalent.  Branch reserves the right to substitute a prize or prize component of equal or greater value should a prize or any component of a prize become unavailable.  Except as specifically provided herein, all applicable taxes and usage charges on prizes are the sole responsibility of the winner.  If required by law, Branch or its agents shall require payment from winner of taxes to be remitted to the appropriate taxing authorities.  Branch expressly disclaims any responsibility or liability for injury or loss to any person or property relating to the delivery and/or subsequent use of prizes awarded.  Branch makes no representation or warranties concerning the appearance, safety or performance of any prize awarded. 


CLAIMING PRIZE: 

Spend with Branch Gift Card Giveaway: On December 23, each potential winner from the Sweepstakes Period will be notified by a direct email message from Branch. Each potential winner has twenty-four (24) hours from the time the message is sent, to send a reply message to
promos@branchapp.com. Potential winners may be asked to verify eligibility. Failure to respond within twenty-four (24) hours of potential winner notification may result in disqualification and an alternate potential winner may be selected. If a potential winner is found to be ineligible; is not in compliance with these Official Rules; declines to accept the prize; does not comply with Branch’s instructions; or the prize is returned as undeliverable, the prize may be forfeited in Branch’s sole discretion. If a prize is forfeited, then the prize may be awarded to an alternate winner, selected in a random drawing from among all remaining eligible Entries received, as determined by Branch in its sole discretion. Branch shall not be held responsible for any delays in awarding the prize for any reason. Each prize will only be awarded to a verified winner. Any unclaimed prizes will be awarded in a random drawing to be held as necessary. Prize will be awarded once the potential winner responds to us with the email address associated with their Branch account, or for AMOE Entrants, the email address to which the Amazon virtual gift card should be sent. By accepting a prize, each Entrant consents to Branch’s use of their name, photograph and/or likeness, address, voice, and statements made by or attributed to them, in perpetuity, in any and all media now known or hereafter developed (including, without limitation, print, broadcast and Internet), for all legitimate business purposes including advertising and promotional activities without additional compensation, unless prohibited by law. Upon deposit of the prize to the winner’s Branch Account or delivery of the prize to the AMOE Entrant’s email address, Branch will be deemed to have awarded the prize to the winner with winner assuming full responsibility for the prize. 

Direct Deposit Giveaway: Each potential prize winner will be contacted by telephone, email or any other available contact source provided within five (5) business days of the overall drawing date (the "Notification"). If an Entrant is found to be ineligible, or if he/she does not comply with the Official Rules, then the potential prize winner will be disqualified and an alternate prize winner may be selected through a random drawing by the Sweepstakes Administrator from the remaining non-winning eligible entries received during the applicable Entry Period. Even if the name of a potential prize winner is publicly announced, the potential prize winner must complete all documents provided along with the testimonial and photo/video and be confirmed by Branch prior to receiving the prize.



PRIZE RESTRICTIONS: 

Direct Deposit Giveaway: Except where prohibited, prize winners who entered using direct deposit may provide a short testimonial about using direct deposit. The testimonial can be provided one of two ways: i) a written testimonial with a photo or ii) a video testimonial. No prize substitution, except at Branch’s sole discretion or as otherwise provided herein. Prizes are not transferable. All taxes on the prizes are the sole responsibility of the prize winners. Prize winners are solely responsible for all other expenses not specified herein, including but not limited to applicable federal, state and local taxes and check cashing fees. Except where prohibited by law, prize winner’s entry and acceptance of a prize constitutes permission for the Sweepstakes Entities to use said prize winner’s name, photograph, likeness, statements, biographical information and voice on a worldwide basis, and in all forms of media, in perpetuity, without further compensation.Branch reserves the right to exclude entries from any Entrant or any potential prize winner who is suspected of theft, fraud, or any criminal activity related to Branch or its affiliates. Entries associated with fraudulent Branch Wallets or other unauthorized use of Branch Wallets and entries associated with any similar fraudulent or inappropriate activities relating to any such Branch Wallets will be void and all such Entrants may be disqualified. Without limiting the foregoing, if an Entrant’s Branch Wallet has been suspended or closed due to suspected fraud, he/she will not be eligible to win.


MISCELLANEOUS CONDITIONS:  All entries become the property of Branch and will not be returned.  By participating, Entrants agree to abide by and be bound by these Official Rules, which shall be final and binding with respect to all issues relating to this Sweepstakes.  It is the Entrant’s responsibility to ensure compliance with all of the conditions contained in these Official Rules.  Branch is not responsible for any lost, late, misdirected, stolen, illegible, incomplete Entries, or for any computer, online, telephone or technical malfunctions that may occur. Branch is not responsible for any incorrect or inaccurate information, whether caused by Website users, any of the equipment or programming associated with or utilized in the Sweepstakes, or any technical or human error which may occur in the processing of submissions in the Sweepstakes. Branch assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries.  Branch is not responsible for any problems, failures or technical malfunction of any telephone network or lines, computer online systems, servers, providers, computer equipment, software, email, players or browsers, on account of technical problems or traffic congestion on the Internet, at any website, or on account of any combination of the foregoing.  Branch is not responsible for any injury or damage to participants or to any computer related to or resulting from participating or downloading materials in this Sweepstakes.  If, for any reason, the Sweepstakes is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of the Branch which corrupt or affect the administration, security, fairness, integrity or proper conduct of this Sweepstakes, Branch reserves the right at its sole discretion to cancel, terminate, modify or suspend the Sweepstakes and select winners from among all eligible entries received prior to the cancellation.  Persons found tampering with or abusing any aspect of this Sweepstakes, or whom Branch believes to be causing malfunction, error, disruption or damage will be disqualified.  CAUTION: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, BRANCH RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.  Branch reserves the right to correct any typographical, printing, computer programming or operator errors. By participating in this Sweepstakes, each Entrant agrees to release and hold harmless Branch and all respective parent companies, affiliates, subsidiaries, officers, directors, representatives, agents and employees, from any and all liability whatsoever for any injuries, losses or damages of any kind arising from or in connection with, either directly or indirectly from: 1) the awarding, acceptance, receipt, possession, use and/or misuse of any prize awarded herein; or 2) participation in the Sweepstakes or any prize related activities.

NO LIABILITY: By entering, Entrants and each prize winner agree to comply with all Official Rules, as stated and agrees to release, discharge, indemnify and hold harmless the Branch, its affiliates, retailers marketing/selling of the Card, and their respective agents, representatives, officers, directors, shareholders, and employees, including the aforementioned Releasees in the "ELIGIBILITY" section above from any claims, actions, injury, loss or damage of any kind, including, without limitation, personal injury or death, resulting, directly or indirectly, in whole or in part, from participating in this Sweepstakes or from the acceptance, possession, or use or misuse of any prize. This limitation of liability is a comprehensive limitation of liability that applies to all damages of any kind, including, without limitation, compensatory, direct, indirect, or consequential damages; loss of data, income or profit; loss of or damage to property; and claims of third parties. Entrants agree that Releasees have not made nor are in any manner responsible or liable for any warranty, representation, or guarantee, statutory, express or implied, including, without limitation, the implied warranties of merchantability, title, and fitness for a particular purpose, in fact or in law, relative to this Sweepstakes.

CHOICE OF LAW: All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of participant and Branch in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the substantive laws of the State of Minnesota, USA.


PRIVACY: By participating in this Sweepstakes, Each Entrant agrees to Branch’s use of their Entry for both online and offline direct marketing purposes.  Entrants may review Branch’s Privacy policy at https://www.branchapp.com/privacy

Arbitration and Choice of Law: Except where prohibited by law, as a condition of participating in this Sweepstakes, Entrant agrees that (1) any and all disputes and causes of action arising out of or connected with this Sweepstakes, or any prizes awarded, shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association (AAA) and held at the AAA regional office nearest the Entrant’s residence; (2) the Federal Arbitration Act shall govern the interpretation, enforcement and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction. Under no circumstances will Entrant be permitted to obtain awards for, and Entrant hereby waives all rights to claim, punitive, incidental or consequential damages, or any other damages, including attorneys’ fees, other than Entrant’s actual out-of-pocket expenses (i.e., costs associated with entering this Sweepstakes), and Entrant further waives all rights to have damages multiplied or increased.  All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of Entrants and Branch in connection with this Sweepstakes, shall be governed by, and construed in accordance with, the substantive laws of the State of Minnesota.

WINNERS LIST: To obtain an official list of the names of the winners, send a self-addressed stamped business-size envelope to: Branch Messenger: Season of Good Fortune Sweepstakes, 8014 Olson Memorial Hwy 55, #471, Golden Valley, MN 55427.  Requests must be received by December 17, 2020. 

OFFICIAL RULES: If you would like a copy of these Official Rules, please send a self-addressed stamped envelope to:  Branch Messenger: Season of Good Fortune Sweepstakes, 8014 Olson Memorial Hwy 55, #471, Golden Valley, MN 55427. Vermont residents may omit the return postage.  Requests received after the Sweepstakes Period will not be honored.

WINNER’S NAMES/RULES REQUEST: To receive a list of prize winners or an additional copy of these Official Rules, send a self-addressed, stamped business-size (#10) envelope to be received by December 16, 2020 to: "2020 Season of Good Fortune Direct Deposit Sweepstakes”, 8014 Olson Memorial Hwy 55, #471, Golden Valley, MN 55427. Vermont residents may omit the return postage. Please specify "Winner List" or "Rules Request."

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